Who’s Christmas Shopping this Weekend?

Are you out and about this weekend finishing up your Christmas shopping? I have all my shopping done, now I just need to wrap the presents!
Here is a frugal tip for you if you are out shopping this weekend. If you are feeling the money crunch, instead of taking your credit card or debit card with you, get the amount of cash you have decided you can spend from the ATM and leave your cards at home. It is just too tempting to go overboard with all those happy shoppers out there. This way you can only spend what you budgeted. But be sure to allow yourself money for lunch, or dinner, a treat to reward yourself for your restraint!
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